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What Should You Do in the Event of an Accident?
- Obtain the name, address and telephone number of the all drivers involved in the accident.
- Obtain each driver's car insurance company's name and telephone number, and the policy number, if available.
- Report the accident immediately to the police and your insurance company, regardless of who is at fault.
- Cooperate with the police in preparing an accident report.
- Photograph the vehicles involved in the accident.
- See a physician without delay if you are experiencing pain. Unfortunately, most times the pain will not subside without some treatment.
- Get legal advice before filling out insurance documents or giving recorded statements to any insurance company (even your own company), or meeting with any insurance company representative.
- Photograph your injuries. This will support the magnitude of your injury as bruises and cuts may heal, but tissue beneath the skin may not completely heal.
- Gather all insurance policies in your household for evaluation by an attorney. You may be entitled to insurance coverage for a separate insurance policy.
- Get legal advice before signing any check or document from an insurance company.